Welcome to Covered Benefits
Discover incredible tax savings and benefits for your business.
25
Years of Experienced
About Us
This is where incredible, unheard-of business and employee benefits meet incredible zero-net cost government-backed tax incentive programs that will have you saying, “This is too good to be true!”
Covered Benefits has joined forces with Blue Wealth Group and their incredible tax savings and benefits counterpart, Project Blue, to bring unheard-of financial advantages to businesses.
Picture this: FICA average tax savings of $500 per year, per employee. Preventative Health Initiative (PHI) with its WellCare Medical for your hard-working employees and their families. A life insurance policy for each employee; guaranteed issue on average $100,000; no required medical exam; and no age limit. And the Employee Retention Tax Credit (ERC) program; up to $26,000 per W-2 employee working in the years 2020 and 2021.
And here’s the kicker – all these benefits come at an unbelievable zero-net cost for your business and your hardworking employees.
Imagine enhancing your business by partaking in programs you’re entitled to at a zero-net cost, and we’re here to help you obtain them. We look forward to working with you and making sure you and your business obtain these great benefits by taking action now.
“It’s not too good to be true… It is true!”
The Benefits
Benefits For Employers
- Company Benefit = $500 average FICA savings per employee
- No Net Cost to the Company
- Employee Benefit = $1500 average additional retirement benefit per year and a robust suite of health services at no cost
- No reduction in employee's take home pay Improve Employee Acquisition and Retention
- Reduce Healthcare Expense
- Increase Wellness and Morale
Benefits For Employees
The PHI program extends an array of preventive health services to employees.
These encompass a personalized health dashboard, entry to preventive care initiatives, individualized health coaching, and telehealth services. The program’s objective is to empower employees in managing their lifestyles, warding off and managing ailments, leading to significant time and monetary savings.
Preventative Health Initiative Features
- App or Online Access
- Supplemental Life with Cash Accumulation and Living Benefits
- Annual Health Assessment and Score
- 24/7/365 Tele Health
- Health Coaching
- Dietician
- Diabetes Management
- Marital Counseling
- Family Counseling
- Depression Counseling
- Grief Counseling
- Financial Counseling
- Legal Counseling
- Travel Benefits
- Veterinary Care
AN EMPLOYEE BENEFIT AT NO NET COST TO YOU!
The PHI program extends an array of preventive health services to employees.
These encompass a personalized health dashboard, entry to preventive care initiatives, individualized health coaching, and telehealth services. The program’s objective is to empower employees in managing their lifestyles, warding off and managing ailments, leading to significant time and monetary savings.
$500 per year per employee in FICA tax savings
A valuable benefit for employees and their families
No change to employee take home pay
A full-blown wellness plan that pays you to use it
PROGRAM FEATURES
- Each employee will have his/her own Personal Health Dashboard with Personal Health Records and access to valuable preventative care programs
- Over 120 videos related to preventative care to enhance success in 15 conditions and lifestyles.
- Mobile Device Application
- A Preventative Care Program for the whole person: physical, emotional, financial, social, occupational, and life purpose.
- Online Personal Health Risk Assessment “HRA.”
- Personal Health Coaching by a certified practitioner will provide health coaching and guidance, goal setting, and modification for members to reach their co-created health goals to help manage lifestyle and prevent and manage disease.
- Telehealth – 24/7/365 Access at NO Cost or Copay with Doctors and Nurses available on the largest telehealth platform serving more than 110million people
- Employee Assistance Program available 24/7 for emotional, financial, and legal assistance in English and Spanish (Live) and 150 languages through translation.
- 68% of calls to RNs, Health Coaches and Doctors reduce the level of services needed, saving employee time and money
- +29% of employees discover alternative self-care options, avoiding all additional costs
- 72% of likely ER or Urgent Care visits are mitigated by more appropriate care And More!
